Cain named Executive Vice President, Chief Accounting Officer

KnoxvilleSmartBank recently announced the promotion of Cynthia Cain to Executive Vice President, Chief Accounting Officer. 

As Executive Vice President and Chief Accounting Officer, Cain will continue to oversee the accounting and finance department at SmartBank and play a key role in financial reporting, forecasting and budgeting. In this role, Cynthia strengthens the bank’s ability to accurately develop strategic plans and improve overall function to support SmartBank’s growth and other key initiatives. Her previous role as Executive Vice President, Director of Financial Planning and Analysis provided her with the foundation needed in her new position.  

“Cynthia has led our team in improving our operations and developing processes that have proven to grow our business, making her a pillar of our strategic planning process,” said Billy Carroll, President and CEO of SmartBank. “Her wealth of knowledge and vast experience in planning, analysis and acquisitions continues to play a significant part in the development of inventive and modern growth strategies for the Bank. She was born to lead and sets a pristine example for every team member.” 

Cain has more than 27 years of experience in accounting, financial operations, business analysis, process improvement and program implementation. She served as SVP in the accounting department at South State Bank in Columbia, SC before joining the SmartBank team in 2019. Cain had extensive involvement with accounting operations, financial reporting, mergers and acquisitions, stress testing and strategic planning at South State, which have contributed to her growth and leadership within the SmartBank system.  

“I am excited to continue my professional growth at SmartBank and leadership of the finance team,” said Cain. “I am honored to have advanced within the SmartBank organization and looking forward to growing our team to support a financial institution that has established an amazing reputation within the communities it serves.” 

Cain received her bachelor’s degree in accounting from Murray State University in 1995. She is an advocate and supporter of the Alzheimer’s Association. SmartBank is delighted to work with her and assist in her career development. 

For more information on SmartBank, visit

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